When a business is in serious financial difficulty and is unable to service its debt or pay its creditors, either the compnay or its creditors can file with a federal bankruptcy court for protection under either chapter 7 or chapter 11.

Once bankrupcy is filed, the responsibility for repaying debt is temporarily suspended. What is called an automatic stay goes into effect and creditors who are listed on the petition are prohibited from contacting the debtor while he is under bankruptcy protection.

With one swing on the Dancin Dogg golf simulator you'll learn more about why your shots do what they do than with any other simulator on the market.

How often have you purchased a golf training aid, used it a few times and never used it again? Golf swing training should be fun and entertaining as well as educational.

Here are some ways that debt collectors engage in practices prohibited by the FDCPA. when contacting you they call before 8am and after 9pm - no early or late calls allowed. They also cannot call you at work if you tell them not to.

See Loans 101 for more debt and credit articles and videos.